The Pillar Financial Retirement Plans group serves as a fiduciary to advise plan sponsors on investment options, provide access to experienced partners who serve as third-party plan administrators, recordkeepers and custodians, and support clients with hands-on management of all plan-associated needs. Pillar provides flexible and customized 401(k)s and other retirement plans designed to meet the unique needs of each business. We’re dedicated to helping you focus on your business priorities.
From helping design the plan to assisting with government compliance and reporting requirements, our specialty is providing education and guidance to plan participants through a robust program designed to help every participant achieve their retirement goals.
Benefits for Clients
Plan Design, Governance &
Compliance
ERISA
Fiduciary
Investment
Analysis
Participant Advice &
Education
Fee Benchmarking &
Review
Dedicated Service
Group
Education, Guidance and
Advice To Participants
The key to our retirement plan approach is the individual participant. Whether it is the owner's or an employee's initial experience with a retirement plan, we meet you where you are today. From there, we build a robust, personalized financial plan for all employees.
Core Services Offerings
- Guidance on Compliance Testing, Reporting, Archiving
- Plan Design Reviews
- Plan and Covered Service Provider Fee Benchmarking
- Fiduciary Coaching and Guidance
- 3(16) Operational Exams
- 3(21) Co-Fiduciary Service
- 3(38) Discretionary Co-Fiduciary Services
- Q.D.I.A. Assessments, Governance and Administration
- Exit Planning/M&A Activity (buy or sell side support)
- PRFIP/Plan Management
- Participant Fee Disclosures (“404(a)(5)”)
- Plan Fee Disclosure Review/Benchmarking (“408(b)(2)”)
- Education/Information Compliance (“404(c) Compliance”)
- Qualified Plans
- Non-Qualified Plans
- Compensation Deferral Plans
- Excess Benefit Plans
- Top-Hat Plans
- 401(k) Mirror Plans (Excess Benefit Plans)
- Benefit Restoration Plans (Excess Benefit Plans)
Supplemental Plans
- “Golden Handcuffs”
- Incentive Plans Investment Policy Statement (“IPS”) Development and Adherence
- Education Policy Statement (“EPS”) Development and Adherence
